Terms & Policies

Terms of Service & Disclaimers

User terms, intellectual property standards, and important financial, tax, and legal educational disclaimers.

Welcome to Detroit Focus (detroitfocus.org). By accessing, browsing, reading, or referencing our publications, research dossiers, and archival records, you agree to comply with and be bound by the following Terms of Service. If you do not agree with these terms, please discontinue use of this site immediately.

Last Updated & Effective Date: October 2026

1. Important Legal, Tax & Financial Disclaimers

Non-Advisory Educational Notice

All articles, analyses, statutory citations, and guides published on Detroit Focus—including but not limited to guides covering Michigan state income taxes, property assessment uncapping (Form L-4260), Homestead Property Tax Credits, estate planning (Lady Bird deeds, living trusts), landlord-tenant eviction procedures, auto insurance no-fault laws, and public healthcare coverage—are provided strictly for educational, historical, and general informational purposes.

  • No Professional Relationship: Accessing or reading materials on Detroit Focus does not establish an attorney-client relationship, certified public accountant (CPA) relationship, financial fiduciary relationship, or medical advisory relationship.
  • Independent Verification Required: State and federal statutes, administrative rules, Treasury department bulletins, and local municipal ordinances change frequently. Readers must independently verify all legal codes and tax forms with official state authorities (such as the Michigan Department of Treasury, LARA, or MDHHS) or consult with a licensed Michigan attorney or certified tax professional before making binding legal, real estate, or financial decisions.
  • Zero Liability: Detroit Focus, its editorial contributors, and publishers disclaim all liability for any direct, indirect, or consequential losses resulting from reliance upon information published on this website.

2. Intellectual Property & Fair Use Citations

All original editorial text, research summaries, analytical charts, data organization, site designs, and proprietary code published on Detroit Focus are the protected intellectual property of Detroit Focus and its contributing authors, protected under United States and international copyright laws.

  • Academic & Press Quotation: Journalists, civic researchers, and academic scholars are welcome to quote brief excerpts of our articles (up to 200 words) under Fair Use doctrines, provided that clear attribution and a direct clickable hyperlink to the source URL on detroitfocus.org are prominently included.
  • Prohibited Scraping & Reproduction: Systematic republishing, automated scraping, bulk copying, or wholesale mirror reproduction of our full articles without prior written authorization from our editorial desk is strictly prohibited.

3. Third-Party Links & External References

Articles on Detroit Focus contain informational hyperlinks to official government websites (e.g., michigan.gov, irs.gov, fmcsa.dot.gov) and third-party resources. These links are provided solely for user reference and verification. Detroit Focus does not control, endorse, or assume responsibility for the operational uptime, content accuracy, or privacy policies of external third-party domains.

4. User Conduct & Acceptable Use

When using Detroit Focus, you agree not to:

  • Engage in automated denial-of-service (DoS) attacks, automated crawler scraping that disrupts site performance, or unauthorized security vulnerability testing;
  • Introduce malicious code, trojans, or corrupted data packets into the server environment;
  • Impersonate any Detroit Focus editor, researcher, or institutional representative.

5. Limitation of Liability

In no event shall Detroit Focus, its officers, editorial board, authors, or technology hosts be held liable for any damages—including without limitation incidental, consequential, punitive, or loss-of-profit damages—arising out of the use of, or inability to use, materials published on this website, even if notified of the possibility of such damages.

6. Governing Jurisdiction

These Terms of Service and all related matters shall be governed by and construed in accordance with the laws of the State of Michigan and the United States of America, without regard to conflict of law principles. Any legal proceedings arising from these terms shall be brought exclusively in the state or federal courts located in the Eastern District of Michigan.

7. Inquiries Regarding Terms

For questions or licensing permissions regarding these Terms of Service, please contact our legal desk:

Legal & Operations Desk

Detroit Focus Research Group

Metropolitan Detroit, Michigan

Email: [email protected]